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See how your spending and debts change over time. Spot patterns and get smarter with your money!

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Like what you see? Your own finances could look this organized.

Financial Trends & Insights

See how your spending and debts change over time. Spot patterns, get smarter, budget realistically.

6
Budgets Tracked
6
Bills Tracked
3
Debts Tracked
12
Insights

Smart Insights

Groceries is trending up

Groceries increased 9% over the last 3 months ($470.00 → $510.00). Consider increasing your budget for this item.

Regularly over budget on Groceries

You've gone over on Groceries in 6 of 6 months (avg $65.00 over). Consider budgeting more realistically for this item.

Rent is very consistent

Rent has stayed at $1,200.00 for 6 months. Great predictability!

Internet is very consistent

Internet has stayed at $75.00 for 6 months. Great predictability!

Phone Bill is very consistent

Phone Bill has stayed at $85.50 for 6 months. Great predictability!

Insurance is very consistent

Insurance has stayed at $200.00 for 6 months. Great predictability!

Credit Card A payoff estimate

At your current rate ($280.00/month reduction), you'll pay off Credit Card A around Jan 2027 (~10 months).

Student Loan payoff estimate

At your current rate ($289.00/month reduction), you'll pay off Student Loan around Mar 2031 (~60 months).

Auto Loan payoff estimate

At your current rate ($417.00/month reduction), you'll pay off Auto Loan around May 2028 (~26 months).

Credit Card A balance is dropping

You've paid down $1,400.00 on Credit Card A (33% reduction) since Oct 2025. Keep it up!

Student Loan balance is dropping

You've paid down $1,445.00 on Student Loan (8% reduction) since Oct 2025. Keep it up!

Auto Loan balance is dropping

You've paid down $2,085.00 on Auto Loan (16% reduction) since Oct 2025. Keep it up!

Spending Trends

Budget vs Actual — Latest Month

Debt Progress

Credit Card A
Starting Balance: $4,200.00
Current Balance: $2,800.00
Total Paid: $1,870.00
Interest Rate: 19.99%
33.3% reduction
Student Loan
Starting Balance: $18,500.00
Current Balance: $17,055.00
Total Paid: $1,800.00
Interest Rate: 5.50%
7.8% reduction
Auto Loan
Starting Balance: $12,800.00
Current Balance: $10,715.00
Total Paid: $2,550.00
Interest Rate: 4.25%
16.3% reduction