Spending desk

Tip: The Allocated to Savings section is for general savings accounts that are not tied to a specific goal — such as a basic savings account, rainy day fund, or savings target. If you're saving toward a specific goal (like a vacation or emergency fund), track that money in the Goals section below instead. This prevents double-counting.

Tip: Track all goal-related savings here — not in the Savings section above. For best results, consider opening a separate savings account at your bank for each goal (most banks let you nickname accounts). This keeps goal money separate from everyday savings and makes tracking easy. Once a goal is complete and the money has been used, you can rename or reuse that same account for your next goal.